Banking law

We offer comprehensive handling of so-called franking cases, i.e. concerning the cancellation or de-franking of a credit agreement denominated or indexed to the Swiss franc in particular.

How to resolve a dispute with a bank? Step by step:

1. 1. free contract analysis
2. 2. signing a contract with a law firm
3. 3. filing a claim
4. 4. case management
5. 5. obtaining a settlement

We provide a free analysis of the loan agreement.

During a face-to-face meeting at the law firm's headquarters, we analyze the contract in terms of the presence of abusive (prohibited) clauses in it, as well as the possible benefits in the event of winning the case and the calculation of legal costs.

It is possible to analyze the contract remotely,by sending documents to the following e-mail address:[email protected]

It is possible to analyze the contract remotely,by sending documents to the following e-mail address:

What claims do borrowers have?

In the case of index-linked loans, the borrowers' claims relate to the cancellation, or possibly de-franchising, of the loan agreement.

In the case of holding a denominated loan, the preponderance of case law, points to the validity of the claim for cancellation of the loan agreement.

What are the implications of the various demands?

In the event of cancellation of the contract:

• the contract is considered non-existent
• the bank will reimburse you for all installments and surcharges paid so far
• the bank can only claim back the amount paid to you in gold

In the case of unfranchising the contract:

• The agreement continues, but as a loan in Polish zlotys bearing interest at LIBOR
• The bank refunds you the amount of installments overpaid so far
• your installment and debt balance decreases